Why We Do This
Back in 2019, I was working as a financial advisor and kept seeing the same problem. People would come to me for investment advice, but they had no idea where their money was going each month. They'd have credit card debt, no emergency fund, and were living paycheck to paycheck.
The real issue wasn't that they needed complex financial products. They needed to understand the basics first. How to track spending, set realistic budgets, and stick to them. But most financial education was either too academic or pushed expensive courses that promised unrealistic results.
So we started onilaryxen with a simple idea: teach practical budgeting skills that regular people can actually use. No get-rich-quick schemes. No complicated investment strategies. Just solid money management fundamentals that help people sleep better at night.